Not of works
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It is true that we are not saved by any work that man performs. Salvation is an act of God that He performs in the life of each believer by His grace. Salvation is a gift of God that He grants to us by His mercy (Romans 5:18). There is no work that we can perform to earn that gift of salvation (Ephesians 2:9).
When we first believe, that is an act of God's grace. When we repent and surrender to Him, that is an act of God's grace. Baptisms of water and the Holy Spirit are acts of God's grace as well. The Ephesian letter says that these are not works of man, but of God, and that therefore no man can boast about these things.
We are saved by faith -- faith expressed in acts of love (Galatians 5:6). Because everything good has its source in God, we are not saved by anything that we do but by the marvelous acts of God that He performs in our lives.
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